*On your FlexitiCard or Birks Group FlexitiCard. $500 minimum purchase, including taxes, for 10-month payment plans. $2,500 minimum purchase, including taxes, for 20-month payment plans. $5,000 minimum purchase, including taxes, for 30-month payment plans. No interest equal monthly payment plan: no minimum purchase requirement for Birks branded items in store. No interest will accrue during the promotional period. Your purchase amount is to be paid in 10, 20, or 30 equal monthly payments plus payment protection insurance premiums and taxes, if applicable. Regular credit plan: An interest-free grace period of 21 days applies for new standard revolving purchases that appear on your account statement for the first time if the balance is paid in full by the payment due date. The minimum payment is the sum of interest, payment protection insurance premiums and taxes, if applicable, plus $10. If any payment is missed, all promotional offers on the account may be cancelled. Upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99% to 34.99%. Any balance at end of promo term bears interest at the Account AIR. Promotion and terms may be changed without notice. Certain restriction may apply, please see store for more details.