Birks Flexiticard

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  • Buy Now, Pay Later.

    Benefit from exclusive rewards and add a touch of blue to your wallet.

    • Instant approval
    • Easy Monthly Payments !
    • Apply now and select Flexiti at Checkout
    Manage my Flexiti account

PROMOTIONAL CREDIT PLAN OFFERS

New accounts after April 23rd, 2018

Interest Free Plans

Available in 10, 20, 30 and 40 Months Equal Monthly Payments.
$2000 minimum purchase for third party items.
No minimum purchase requirement for Birks branded merchandise.

Sur approbation du crédit avec votre carte Birks FlexitiCard. Aucun intérêt ne s’accumulera pendant la période promotionnelle. Le montant de votre achat doit être payé en 10, 20, 30 ou 40 mensualités égales, plus les primes de protection des paiements et les taxes, si applicables. Nous pourrions annuler la promotion si nous ne recevons pas le paiement requis. Si la promotion est annulée, l’intérêt sera calculé au taux d’intérêt annuel indiqué dans l’Entente avec le titulaire de carte (TIA applicable au compte). Le TIA initial applicable au compte, qui sera divulgué au moment de l’approbation, varie selon la solvabilité du titulaire de carte au moment de la demande et ne peut pas dépasser le taux préférentiel RBC + 33,29 % (35 % pour les résidents du Québec). Tout solde impayé à la fin de la période promotionnelle portera intérêt au TIA applicable au compte. Les promotions et modalités peuvent être modifiées sans préavis. Financement offert par Flexiti Financière Inc.
Certaines conditions s'appliquent. Renseignez-vous en magasin pour plus d'information.

Low interest plans

Available in 40 and 60 Months Equal Monthly Payments.
$2000 minimum purchase for third party items.
No minimum purchase requirement for Birks branded merchandise.

On approved credit. On your Birks FlexitiCard. For the promo term, the annual interest rate will be 7.99%, 8.99%, or 9.99% (Promo Rate). Your Promo Rate will be disclosed to you before you complete your transaction. Your purchase amount is to be paid in 40 or 60 equal monthly payments of principal and interest, plus payment protection insurance premiums and taxes, if applicable. If you do not make any required monthly payment by its due date, the promo offer may be cancelled and interest will be charged on the balance going forward at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on creditworthiness, and will not exceed RBC prime + 33.29% (35% for Quebec residents). Promo and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.

Deferred - same as cash (not available for Quebec residents)

8 Months Deferred.
$500 minimum purchase for third party items.
No minimum purchase requirement for Birks branded merchandise.

On approved credit. On your Birks FlexitiCard. No payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly.cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29%. Any balance at end of promo period bears interest at the Account AIR. Promos and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.

Deferred - same as cash with min. monthly payment (Quebec residents only)

8 Months Deferred.
$500 minimum purchase for third party items.
No minimum purchase requirement for Birks branded merchandise

*O.A.C. On your Birks FlexitiCard. No interest is payable during the promotional period, however, interest accrues from the transaction posting date. If the promotional balance has not been paid in full by the promotion expiry date, the accrued interest will be charged to your account and interest will be charged on the balance going forward at your cardholder agreement annual interest rate (Account AIR). The minimum monthly payment on your account is 5% of your outstanding balance (excluding equal monthly payments) or $10, whichever is greater. Payment protection insurance premiums and taxes, if applicable, are billed monthly. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at the time of application and does not exceed 35%. Promotions and terms may be changed without notice.

Standard Revolving

Standard Revolving

On approved credit. On your Birks FlexitiCard. Interest accrues at the cardholder agreement annual interest rate (Account AIR). Minimum payments are due monthly in accordance with the cardholder agreement. Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35% for Quebec residents). An interest-free grace period of 21 days applies for new standard revolving purchases that appear on your account statement for the first time if the balance is paid in full by the payment due date. The minimum payment is the sum of interest, payment protection insurance premiums and taxes, if applicable, plus $10. Terms may be changed without notice. Financing provided by Flexiti Financial Inc.


 

FAQ


HOW DO I PAY WITH BIRKS FLEXITICARD?

Online: During checkout, you can select Flexiti Financing as your payment method. When you select ‘Apply Now’, you will be re-directed to Flexiti’s application page where you will be able to apply for credit or log into your existing Flexiti account. Follow the on-screen prompts to complete the application and receive an approval decision in under 3 minutes!

TIP: Make sure you log into your Birks Flexiticard account before proceeding to checkout! It will speed up the application process.

In-store: Ask your sales representative about the financing plans available and they will help you through the application process.

CAN I MAKE MULTIPLE PURCHASES THROUGH FLEXITI?

Yes! Upon account approval, you will be given a virtual credit card that you can use again and again to make purchases within your available credit.

WHY SHOULD I FINANCE MY PURCHASE?

Financing lets you purchase big-ticket items sooner by breaking up your payments into smaller, affordable monthly payments - all while paying less than a traditional credit card. With Birks, the application is quick and simple, making it more convenient than ever to finance your purchase.

HOW DO I MAKE PAYMENTS ON MY BIRKS CARD?

For cards starting with 6374:

Online Banking: (Preferred)

Simply add Flexiti (Flexiti Financial) as a payee in your own online banking bill payment system.

 

Cheques via mail

Mail a cheque to the address below – make sure you include your account number on the cheque to avoid delays.

 

Flexiti Financial

Attention: Account Services – Payment Processing

P.O. Box 340, Orangeville, ON, L9W 2Z7

In-Store Payments

Make a payment using Debit or Cash at any Maison Birks location in Canada - make sure you have your account number ready before coming to the store.

 

Don’t forget to register your account!

To view your account details, register your account at my.flexiti.com. There, you can view your statements, your account balance, when your payments are due and any details around your promotional plan, including your interest rate.

Have questions about your Birks FlexitiCard account?

Call Flexiti Customer Service: 1-877-259-3745 or visit https://flexiti.com/

 

For cards starting with 1090:

Online Banking:

Simply add Birks as a payee in your own online banking bill payment system.

 

Cheques via mail

Mail a cheque to the address below – make sure you include your account number on the cheque to avoid delays.

 

Birks Group Inc.

Attention: Credit Department

P.O. Box 11728 Downtown Station Montreal, Quebec, H3C 6P7

 

In-Store Payments

Make a payment using Debit, Cash or check at any Maison Birks location in Canada - make sure you have your account number ready before coming to the store.

Have questions about your Birks account?

Call Birks Credit Customer Service: 1-855-873-7373 (Option 2)