Birks Flexiticard
PROMOTIONAL CREDIT PLAN OFFERS
New accounts after April 23rd, 2018
Available in 10, 20, 30 and 40 Months Equal Monthly Payments.
$2000 minimum purchase for third party items.
No minimum purchase requirement for Birks branded merchandise.
On approved credit. On your Birks FlexitiCard. No interest will accrue during the promo period. Your purchase amount is to be paid in 10, 20, 30 or 40 equal monthly payments plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (AIR). Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35% for Quebec residents). Any balance at end of promo term bears interest at the AIR. Promo and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.
Available in 40 and 60 Months Equal Monthly Payments.
$2000 minimum purchase for third party items.
No minimum purchase requirement for Birks branded merchandise.
On approved credit. On your Birks FlexitiCard. For the promo term, the annual interest rate will be 7.99%, 8.99%, or 9.99% (Promo Rate). Your Promo Rate will be disclosed to you before you complete your transaction. Your purchase amount is to be paid in 40 or 60 equal monthly payments of principal and interest, plus payment protection insurance premiums and taxes, if applicable. If you do not make any required monthly payment by its due date, the promo offer may be cancelled and interest will be charged on the balance going forward at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on creditworthiness, and will not exceed RBC prime + 33.29% (35% for Quebec residents). Promo and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.
8 Months Deferred.
$500 minimum purchase for third party items.
No minimum purchase requirement for Birks branded merchandise.
On approved credit. On your Birks FlexitiCard. No payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly.cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29%. Any balance at end of promo period bears interest at the Account AIR. Promos and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.
8 Months Deferred.
$500 minimum purchase for third party items.
No minimum purchase requirement for Birks branded merchandise
*O.A.C. On your Birks FlexitiCard. No interest is payable during the promotional period, however, interest accrues from the transaction posting date. If the promotional balance has not been paid in full by the promotion expiry date, the accrued interest will be charged to your account and interest will be charged on the balance going forward at your cardholder agreement annual interest rate (Account AIR). The minimum monthly payment on your account is 5% of your outstanding balance (excluding equal monthly payments) or $10, whichever is greater. Payment protection insurance premiums and taxes, if applicable, are billed monthly. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at the time of application and does not exceed 35%. Promotions and terms may be changed without notice.
Standard Revolving
On approved credit. On your Birks FlexitiCard. Interest accrues at the cardholder agreement annual interest rate (Account AIR). Minimum payments are due monthly in accordance with the cardholder agreement. Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35% for Quebec residents). An interest-free grace period of 21 days applies for new standard revolving purchases that appear on your account statement for the first time if the balance is paid in full by the payment due date. The minimum payment is the sum of interest, payment protection insurance premiums and taxes, if applicable, plus $10. Terms may be changed without notice. Financing provided by Flexiti Financial Inc.