Maison Birks FlexitiCard
**Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review.
*PROMOTIONAL CREDIT PLAN OFFERS
New accounts after April 23rd, 2018
For a limited time only, get a 40-month equal monthly payments. Certain conditions apply.*
*O.A.C. On your FlexitiCard or Maison Birks FlexitiCard. $2000 minimum purchase, including taxes, applies for non-Birks branded items. Promotion is not available on discounted merchandise. Based on the 40-month equal monthly payment promotion plan, no admin fees will apply and no interest will accrue during the promo period. Monthly payments include premiums for payment protection insurance, fees and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled. Upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 30.99%, 35% (max for Quebec residents) and 37.99%. Any balance at end of promotional term bears interest at the Account AIR. Promotion and terms may be changed without notice. Financing provided by Flexiti Financial. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.
Available in 10, 20, 30 and 40 Months Equal Monthly Payments.
$2000 minimum purchase for third party items.
No minimum purchase requirement for Birks branded merchandise.
On approved credit. On your Maison BirksFlexitiCard. No interest will accrue during the promo period. Your purchase amount is to be paid in 10, 20, 30 or 40 equal monthly payments plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 30.99%, 35% (max for Quebec residents), and 37.99%. Any balance at end of promo term bears interest at the Account AIR. Promo and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.
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Available in 40 and 60 Months Equal Monthly Payments.
$2000 minimum purchase for third party items.
No minimum purchase requirement for Birks branded merchandise.
On approved credit. On your Maison Birks FlexitiCard. For the promo term, the promotional annual interest rate will be 7.99%, 8.99%, or 9.99% (Promo Rate) based on cardholder’s creditworthiness at the time of application. The Promo Rate will be disclosed to you before you complete your transaction. Your purchase amount is to be paid in 40 or 60 equal monthly payments of principal and interest, plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 30.99%, 35% (max for Quebec residents), and 37.99%. Promo and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.
8 Months Deferred.
$500 minimum purchase for third party items.
No minimum purchase requirement for Birks branded merchandise.
On approved credit. On your Birks FlexitiCard. No payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. If any payment is missed, the promo may be cancelled and interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 30.99% and 37.99%. Any balance at the end of the promotional term bears interest at the Account AIR. Promos and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.
Deferred Interest Accrues with Min. Monthly Payment (Quebec Residents Only)
8 Months Deferred.
$500 minimum purchase for third party items.
No minimum purchase requirement for Birks branded merchandise
O.A.C. On your Maison Birks FlexitiCard. No interest is payable during the promotional period, however, interest accrues from the transaction posting date. If the promotional balance has not been paid in full by the promotion expiry date, the accrued interest will be charged to your account and interest will be charged on the balance going forward at your cardholder agreement annual interest rate (Account AIR). The minimum monthly payment on your account is 5% of your outstanding balance (excluding equal monthly payments) or $10, whichever is greater. Payment protection insurance premiums and taxes, if applicable, are billed monthly. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 30.99% and 35%. Any balance at the end of the promotional term bears interest at the Account AIR. Promotions and terms may be changed without notice. Financing provided by Flexiti Financial Inc.
Standard Revolving
On approved credit. On your Maison Birks FlexitiCard. Interest accrues at the cardholder agreement annual interest rate (Account AIR). Minimum payments are due monthly in accordance with the cardholder agreement. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 30.99%, 35% (max for Quebec residents), and 37.99%. An interest-free grace period of 21 days applies for new standard revolving purchases that appear on your account statement for the first time if the balance is paid in full by the payment due date. The minimum payment is the sum of interest, payment protection insurance premiums and taxes, if applicable, plus $10. Terms may be changed without notice. Financing provided by Flexiti Financial Inc.