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    Add a touch of blue to your wallet

    Exclusive Benefits


    Special financing offers. No transaction fees Birks rewards (earn 1% of your total net purchase). Birthday gift certificate of $50 mailed to you on the month of your birthday. Advance notice of special offers.

PROMOTIONAL CREDIT PLAN OFFERS


8 Month No Interest No Payment

$1000 minimum purchase 


Subject to credit approval on a Birks credit card account. A minimum purchase of $1000 (including taxes) is required. No payments are required during the promotional period.  Interest will not accrue during the promotional period. If during the Promotional Term you do not make any required monthly payment under any Promotional offer, this Promotional offer will terminate.  The remaining balance owed on the promotional purchase will then be charged interest at the Preferred Rate until the account balance is paid in full.  The Preferred Rate of Interest is 29.9%.


10 Equal Monthly Payments with No Interest

$1000 minimum purchase

Subject to credit approval on a Birks credit card account. A minimum purchase of $1000 (including taxes) is required. Interest will not accrue during the promotional period. The monthly payment is calculated by applying a 10.000% repayment factor to the amount of the Purchase. The promotional period will start on the date of purchase. If during the Promotional Term you do not make any required monthly payment under any Promotional offer, this Promotional offer will terminate.  The remaining balance owed on the promotional purchase will then be charged interest at the Preferred Rate until the account balance is paid in full.  The Preferred Rate of Interest is 29.9%.


20 Equal Monthly Payments with No Interest

 $3000 minimum purchase

Subject to credit approval on a Birks credit card account. A minimum purchase of $3,000 (including taxes) is required. Interest will not accrue during the promotional period. The monthly payment is calculated by applying a 5.000% repayment factor to the amount of the Purchase. The promotional period will start on the date of purchase. If during the Promotional Term you do not make any required monthly payment under any Promotional offer, this Promotional offer will terminate.  The remaining balance owed on the promotional purchase will then be charged interest at the Preferred Rate until the account balance is paid in full.  The Preferred Rate of Interest is 29.9%.

*Certain restrictions may apply, please see store for more details.



30 Equal Monthly Payments with No Interest

$5,000 minimum purchase

Subject to credit approval on a Birks credit card account. A minimum purchase of $5,000 (including taxes) is required. Interest will not accrue during the promotional period. The monthly payment is calculated by applying a 3.333% repayment factor to the amount of the Purchase. The promotional period will start on the date of purchase. If during the Promotional Term you do not make any required monthly payment under any Promotional offer, this Promotional offer will terminate.  The remaining balance owed on the promotional purchase will then be charged interest at the Preferred Rate until the account balance is paid in full.  The Preferred Rate of Interest is 29.9%.

*Certain restrictions may apply, please see store for more details.


40 Equal Monthly Payments with No Interest - limited time offer, valid until July 31st 2017

$5,000 minimum purchase

Subject to credit approval on a Birks credit card account. A minimum purchase of $5,000 (including taxes) is required. Interest will not accrue during the promotional period. The monthly payment is calculated by applying a 2,500% repayment factor to the amount of the Purchase. The promotional period will start on the date of purchase. If during the Promotional Term you do not make any required monthly payment under any Promotional offer, this Promotional offer will terminate.  The remaining balance owed on the promotional purchase will then be charged interest at the Preferred Rate until the account balance is paid in full.  The Preferred Rate of Interest is 29.9%.

*Certain restrictions may apply, please see store for more details.


7.9% APR with 40 Equal Monthly Payments

$5,000 minimum purchase

Subject to credit approval on a Birks credit card account. A minimum purchase of $5,000 (including taxes) is required. The interest rate of 7.9% accrues on each Purchase during the Promotional Term provided that you pay each monthly payment under this Promotional Offer when due. Each such monthly payment is calculated by applying a special repayment factor of 2.833% to the amount of the Purchase as specified on your sales slip or invoice provided by the Merchant. The promotional period will start on the date of purchase. If during the Promotional Term you do not make any required monthly payment under any Promotional offer, this Promotional offer will terminate.  The remaining balance owed on the promotional purchase will then be charged interest at the Preferred Rate until the account balance is paid in full.  The Preferred Rate of Interest is 29.9%.


9.9% APR with 60 Equal Monthly Payments

$5,000 minimum purchase

Subject to credit approval on a Birks credit card account. A minimum purchase of $5,000 (including taxes) is required. The interest rate of 9.9% accrues on each Purchase during the Promotional Term provided that you pay each monthly payment under this Promotional Offer when due. Each such monthly payment is calculated by applying a special repayment factor of 2.102% to the amount of the Purchase as specified on your sales slip or invoice provided by the Merchant. The promotional period will start on the date of purchase. If during the Promotional Term you do not make any required monthly payment under any Promotional offer, this Promotional offer will terminate.  The remaining balance owed on the promotional purchase will then be charged interest at the Preferred Rate until the account balance is paid in full.  The Preferred Rate of Interest is 29.9%.


Standard Revolving

*Subject to credit approval on a Birks credit card account. Minimum payments are required to the greater of $10.00 or 3.0% of the outstanding balance of your Regular Credit Purchase plus any applicable fees or charges. Interest accrues at the Preferred rate and will be charged to the account until the balance is paid in full. The Preferred Rate of Interest is 29.9%.