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  • For A Limited Time Only

    Buy Now, Pay Later.

    Take advantage of our limited time offer and pay in 40 equal payments, with no interest. Benefit from exclusive rewards and add a touch of blue to your wallet.

    See disclosure below for more details

PROMOTIONAL CREDIT PLAN OFFERS

NEW ACCOUNTS SINCE APRIL 23RD 2018



8 Months Deferred - same as cash (not available in Quebec)

$500 minimum purchase for third party items
No minimum purchase requirement for Birks branded merchandise

O.A.C. On your Birks FlexitiCard. No payments are required during the promo period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. Interest at the annual interest rate (AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date. Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29%. Any balance at end of promo period bears interest at the AIR. Promos and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.

8 Months Deferred - same as cash with min monthly payment (Quebec only)

$500 minimum purchase for third party items
No minimum purchase requirement for Birks branded merchandise

O.A.C. On your Birks FlexitiCard. The greater of 1% of your balance or $10 is due each month during the promo period, plus payment protection insurance premiums and taxes, if applicable. No interest is payable during the promo period, however, interest accrues from the transaction posting date. If the promo balance has not been paid in full by the promo expiry date, the accrued interest will be charged to your account and interest will be charged on the balance going forward at your account's annual interest rate (AIR). Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed 35.99%. Promos and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.

10 Months Equal Monthly Payments, No Interest

$2000 minimum purchase for third party items
No minimum purchase requirement for Birks branded merchandise

O.A.C. On your Birks FlexitiCard. No interest will accrue during the promo period. Your purchase amount is to be paid in 10 equal monthly payments plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (AIR). Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35.99% for Quebec residents).  Any balance at end of promo term bears interest at the AIR. Promo and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.

20 Months Equal Monthly Payments, No Interest

$2000 minimum purchase for third party items
No minimum purchase requirement for Birks branded merchandise

O.A.C. On your Birks FlexitiCard. No interest will accrue during the promo period. Your purchase amount is to be paid in 20 equal monthly payments plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (AIR). Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35.99% for Quebec residents).  Any balance at end of promo term bears interest at the AIR. Promo and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.

30 Months Equal Monthly Payments, No Interest

$2000 minimum purchase for third party items
No minimum purchase requirement for Birks branded merchandise

O.A.C. On your Birks FlexitiCard. No interest will accrue during the promo period. Your purchase amount is to be paid in 30 equal monthly payments plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (AIR). Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35.99% for Quebec residents).  Any balance at end of promo term bears interest at the AIR. Promo and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.

40 Months Equal Monthly Payments, No Interest - For a limited time only

$2000 minimum purchase for third party items
No minimum purchase requirement for Birks branded merchandise

O.A.C. On your Birks FlexitiCard. No interest will accrue during the promo period. Your purchase amount is to be paid in 40 equal monthly payments plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, the promo offer may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (AIR). Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35.99% for Quebec residents).  Any balance at end of promo term bears interest at the AIR. Promo and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.

40 Months Equal Monthly Payments, Low Interest

$2000 minimum purchase for third party items
No minimum purchase requirement for Birks branded merchandise

O.A.C. On your Birks FlexitiCard. For the promo term, the annual interest rate will be 7.99%, 8.99%, or 9.99% (Promo Rate). Your Promo Rate will be disclosed to you before you complete your transaction. Your purchase amount is to be paid in 40 equal monthly payments of principal and interest, plus payment protection insurance premiums and taxes, if applicable. If you do not make any required monthly payment by its due date, the promo offer may be cancelled and interest will be charged on the balance going forward at your account's regular annual interest rate (AIR). Initial AIR is disclosed upon approval, varies based on creditworthiness, and will not exceed RBC prime + 33.29% (35.99% for Quebec residents). Promo and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.

60 Months Equal Monthly Payments, Low Interest

$2000 minimum purchase for third party items
No minimum purchase requirement for Birks branded merchandise

O.A.C. On your Birks FlexitiCard. For the promo term, the annual interest rate will be 7.99%, 8.99%, or 9.99% (Promo Rate). Your Promo Rate will be disclosed to you before you complete your transaction. Your purchase amount is to be paid in 60 equal monthly payments of principal and interest, plus payment protection insurance premiums and taxes, if applicable. If you do not make any required monthly payment by its due date, the promo offer may be cancelled and interest will be charged on the balance going forward at your account's regular annual interest rate (AIR). Initial AIR is disclosed upon approval, varies based on creditworthiness, and will not exceed RBC prime + 33.29% (35.99% for Quebec residents). Promo and terms may be changed without notice. Financing provided by Flexiti Financial Inc. Certain restriction may apply, please see store for more details.

Standard Revolving

O.A.C. On your Birks FlexitiCard. Interest accrues at the cardholder’s annual interest rate (AIR). Minimum payments are due monthly in accordance with the cardholder agreement. Initial AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application and does not exceed RBC prime + 33.29% (35.99% for Quebec residents).  An interest-free grace period of 21 days applies for new standard revolving purchases that appear on your account statement for the first time if the balance is paid in full by the payment due date. The minimum payment is the sum of interest, payment protection insurance premiums and taxes, if applicable, plus $10. Terms may be changed without notice. Financing provided by Flexiti Financial Inc.